Azimuth Demurrage

Prompt-Pay Interest Engine · The Meter Is Running
● Live · Compass-Connected

Why “Demurrage”?

From the French demeurer — to linger. For centuries of maritime trade, a charterer got an agreed number of “lay days” to load or unload a ship; hold the vessel longer and you owed the owner demurrage — a charge for every day of delay. Admiralty courts have enforced it for hundreds of years: delay has a price, counted daily, owed without argument. Azimuth Demurrage applies the same ancient rule to claim money: the carrier’s own estimate starts the statutory clock, and every day they hold your payment past the deadline accrues interest at the state’s legislated rate. Ships pay for the days they hold the cargo. So do carriers.

The live board — every running meter in the book

Computed by the backend on every hourly pass: earliest carrier estimate starts the statutory window, payments net against the carrier’s own number, and the meter runs on what’s left. This is the same data that prints in the daily digest.

Loading the board…

Quick calculator — one claim, right now

The rate table — verified, cited, dated

Source-verified 2026-07-28 (Walking the Plank v1). Re-verify any cite before it goes in a demand letter — that’s doctrine.

StateRateClock startsCitationConditions

No interest statute? There’s still a lever

These licensed states have no property prompt-pay interest — the pressure tool is the bad-faith / penalty vehicle instead:

StateThe lever
AZIMUTH DEMURRAGE IS A PROPRIETARY METHODOLOGY OF AZIMUTH RISK GROUP, LLC, LICENSED TO AZIMUTH OPERATING ENTITIES. INTEREST FIGURES ARE COMPUTATIONS FROM CITED STATUTES, NOT LEGAL ADVICE; CONDITIONS AND CARVE-OUTS APPLY — VERIFY BEFORE DEMAND.
An Azimuth Risk Group project · Disabled Veteran-Owned